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(Senior) Product Manager: Cross-Product



United States
Posted on Wednesday, January 3, 2024
At Clutch, our mission is to revolutionize banking for credit unions, enhancing the financial well-being of US consumers.
The average American has over $155,000 in household debt. While fintech lenders and for-profit banks are happy to issue high interest loans to consumers, credit unions have quietly existed as non-profit lenders that offer lower cost loans. If we can enable them with the right technology, we can enhance the financial well being of the digitally savvy US consumer.
We're an Andreessen Horowitz backed vertical SAAS company, rapidly growing to serve a wide range of customers, from medium to large enterprise credit unions. Our innovative software solutions are transforming these institutions into fintech lenders, impacting over 130M Americans.

Role Overview:

  • The Product team at Clutch drives the strategy and execution for end-to-end digitally automated lending and deposits products at credit unions. We are seeking a highly motivated and skilled senior Product Manager to lead the development and growth of our cross-product offerings
  • You will spearhead pivotal aspects of our product strategy, focusing on areas such as user onboarding, fraud prevention, and other platform challenges that impact both lending and deposit product lines. Your customer-first mindset and technical acumen will be crucial to navigate the complexities of both lending and deposit product lines and simplify them into critical short-term and long-term platform capabilities

Your responsibilities:

  • Leverage your customer centricity and technical acumen to build platform products in the lending and deposits domain
  • Set the strategic vision for pivotal product areas such as user onboarding, identity verification, fraud and KYC, SSO
  • Conduct independent problem focused product discovery with credit unions and combine that with best-in-class fintech practices
  • Drive product development, collaborating closely internally with design, engineering, and cross-functional teams
  • Engage in both end user (consumer) and customer (credit union) discovery, applying fintech innovations to credit union products.
  • High standards in product craft, technical acumen, and judgment to balance quality with speed to market

Skillset you will bring:

  • 4+ years of product management experience, with a proven track record of bringing both products and platform-based solutions from concept to launch. Experience in Fintech and Lending is highly desirable
  • Exceptional communication skills, able to articulate product vision clearly and manage stakeholder expectations effectively. Strong leadership skills, adept at collaborating closely with credit unions and challenging the status quo
  • Adept at challenging assumptions, validating innovative product concepts, and making tough decisions
  • Planning and organizational skills, including the ability to prioritize tasks and negotiate effectively with internal and external stakeholders
  • A thorough understanding of the various aspects of product development, including engineering, design, analytics, and user research, and the ability to integrate these insights into product strategy
  • Experience in designing user-friendly experiences
  • A deep passion for product management coupled with an ownership mentality
  • (Please note that we are unable to sponsor H1B visas currently)

What’s in it for me @Clutch?

  • Early team member of a well funded and high growth startup. We have A16z and CMFG ventures amongst other investors.
  • Opportunity to create large impact in the credit union and fintech landscape
  • Experience of working with a stellar team ( highly ambitious while being kind and genuine) Second time founders who deeply understand the problem space, fintech industry and the venture ecosystem
  • The company already has a proven track record of top-notch product, customer success and engineering talent. Our founders, Nicholas Hinrichsen and Chris Coleman met at Stanford Business School in 2011 and have had a previous exit to Carvana. Our leadership team includes Wharton and Berkeley Haas alumni with experience having worked at world class product companies in the Bay Area and Brazil
  • International colleagues and markets: USA, Brazil, Argentina and Germany
  • 2 amazing off-sites/year with the entire team and other benefits
At Clutch, we're committed to building a diverse team and fostering an inclusive work environment. We encourage applications from all backgrounds to help us drive innovative solutions in the fintech and credit union space.